Summary

May 2026

May 2026
Income
₹15,99,145
347.8% up vs last month
Expense
₹4,79,891
1435.1% up vs last month
Net
₹11,19,255
Surplus
Savings rate
70%
-21.3 pp vs last month

Went well

  • ·Income up 347.8% — solid month.
  • ·Banked ₹11,19,255 (70% of income).
  • ·Fuel well under budget: ₹1,000 of ₹5,000.
  • ·Fuel dropped to ₹1,000 — 46% below the 3-month average.

Needs improvement

  • ·Savings rate slipped to 70.0% (-21.3 pp).
  • ·Total spend up 1435.1% — keep an eye on it.
  • ·Over budget on Dining: ₹29,151 vs ₹5,000 (+₹24,151).
  • ·Dining spiked to ₹29,151 — 14.6× the 3-month average (₹1,991).
  • ·Over budget on Groceries: ₹13,865 vs ₹5,000 (+₹8,865).
  • ·Groceries spiked to ₹13,865 — 19.3× the 3-month average (₹719).
  • ·Maintenance spiked to ₹2,000 — 3.2× the 3-month average (₹629).
Auto-generated from your transactions, budgets, and 3-month rolling averages.