Income
₹4,38,218
72.6% down vs last month
Expense
₹4,85,950
1.3% up vs last month
Net
-₹47,732
Deficit
Savings rate
-11%
-80.9 pp vs last month
Went well
- ·Steady month — nothing exceptional to flag yet.
Needs improvement
- ·Savings rate slipped to -10.9% (-80.9 pp).
- ·Income down 72.6% vs last month.
- ·You spent ₹47,732 more than you earned this month.
- ·Over budget on Rent: ₹38,200 vs ₹32,500 (+₹5,700).
- ·Rent spiked to ₹38,200 — 3.7× the 3-month average (₹10,383).
- ·Salon spiked to ₹14,213 — 6.0× the 3-month average (₹2,381).
- ·Over budget on Dining: ₹14,101 vs ₹5,000 (+₹9,101).
- ·Over budget on Groceries: ₹8,929 vs ₹5,000 (+₹3,929).
- ·Groceries spiked to ₹8,929 — 1.7× the 3-month average (₹5,340).
Auto-generated from your transactions, budgets, and 3-month rolling averages.