Income
₹4,65,821
6.3% up vs last month
Expense
₹2,60,032
46.5% down vs last month
Net
₹2,05,789
Surplus
Savings rate
44%
+55.1 pp vs last month
Went well
- ·Savings rate climbed to 44.2% (+55.1 pp).
- ·Income up 6.3% — solid month.
- ·Total spend down 46.5% — leaner than last month.
- ·Banked ₹2,05,789 (44% of income).
- ·Dining dropped to ₹6,303 — 62% below the 3-month average.
- ·Groceries dropped to ₹4,840 — 42% below the 3-month average.
- ·Transport dropped to ₹1,501 — 65% below the 3-month average.
- ·Subscription dropped to ₹518 — 76% below the 3-month average.
Needs improvement
- ·Fuel spiked to ₹3,500 — 1.6× the 3-month average (₹2,200).
- ·Maintenance spiked to ₹3,000 — 2.3× the 3-month average (₹1,296).
- ·Dermatologist spiked to ₹2,000 — 3.0× the 3-month average (₹667).
Auto-generated from your transactions, budgets, and 3-month rolling averages.